What type of disability is characterized by the loss of income potential due to an occupational injury?

• A. Permanent disability
• B. Temporary disability
• C. Partial disability
• D. Vocational disability

Answer: (A)

The type of disability characterized by the loss of income potential due to an occupational injury is known as permanent disability. This condition arises when an individual suffers an injury or illness that significantly impairs their ability to earn a living in their chosen profession or any other job. Permanent disability means that the injury or condition is lasting and cannot be fully resolved, thus affecting the individual's capacity to work indefinitely.

In contrast, temporary disability refers to a situation where the individual is unable to work for a limited period but is expected to recover fully and return to their job. Partial disability indicates that the person can still perform some work tasks or functions but not to the extent they could before the injury. Vocational disability more broadly addresses an individual’s ability to pursue their career or trade but may not necessarily focus on the permanent nature of the condition as it relates to income potential.

Understanding these distinctions is crucial for recognizing the implications of each type and how they affect individuals' lives and financial stability.