Self Insured Practice Test

Session length

1 / 20

As an examiner handling a third party case, your primary concern should be?

Maximizing the employer's recovery

The primary concern when handling a third-party case as an examiner is maximizing the employer's recovery. This focus is crucial because the employer has a vested interest in ensuring that any losses or liabilities incurred due to the actions of the third party are compensated. By emphasizing recovery, the examiner aims to secure the financial interests of the employer, ensuring that any funds due from the third party are obtained effectively and efficiently.

Maximizing recovery may involve various strategies, such as thorough investigation and documentation of the loss, assessing the potential value of the claim, and negotiating with the third party or their insurer. This proactive approach ensures that the employer is not left bearing the financial burden of the incident in question.

In contrast, merely putting the third party on notice or filing a suit, while important steps in the process, do not directly prioritize the ultimate goal of securing the best outcome for the employer. Closing the file is a final step that occurs after ensuring that all relevant actions have been taken to maximize recovery, making it the least relevant primary concern. Therefore, the central aim should always be to maximize recovery for the employer in these cases.

Putting the third party on notice of your claim

Filing the suit against the third party

Closing the file

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