What is the maximum earning limit for a spouse to qualify for total dependency presumption?

• A. $20,000 or less
• B. Less than $30,000
• C. $30,000 or less
• D. Extent of dependency is subject to proof

Answer: (C)

The concept of total dependency presumption is critical in various insurance and workers' compensation contexts. It establishes that a spouse may be presumed totally dependent on an injured worker if certain financial criteria are met. The maximum earning limit for a spouse to qualify is set at $30,000 or less. This threshold is significant because it simplifies the legal process in establishing dependency for benefits. If a spouse earns above this limit, proving total dependency would require more evidence and documentation, shifting the focus from a presumption to actual proof of financial reliance on the injured individual.

This specific earning limit is designed to provide a clear guideline that facilitates swift outcomes in claims where a spouse's earnings fall within this limit, thus recognizing the economic reliance on the injured family member. Therefore, understanding this limit is essential for assessing dependency status in these scenarios.